Ideas, experiments and the occasional loud thought.

infracloud$ npm runbuilding...✓ done{}ideas &experiments$payments& fintechinout$AI & ML$$fuelsettlementthoughts
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Memory Layer—A persistent memory system for AI coding agents that learns from outcomesactivegithub

Recent Entries

2026

Before you run a Polymarket bot, read thisFeb 03
Building memory that learns: a technical deep diveJan 24
One memory store, every AI agentJan 24
What I learned from 11 AI memory systemsJan 23
I spent 6 weeks building AI memory that learns from what shipsJan 23

2025

The liquidity infrastructure that actually keeps stablecoins stableDec 26
Building a payment orchestration layerDec 20
Why merchants use multiple payment processors: the strategic logic behind orchestrationDec 20
The economics of payment fraudDec 19
The hidden economics of merchant servicesDec 18
Interchange optimization: the levers that actually move your effective rateDec 17
Choosing a payment pricing model: a merchant's guideDec 16
Four playbooks reshaping how regional card networks competeDec 15
Interchange fees explained: why merchants pay 2-3% on every card transactionDec 14
The hidden network that moves money between countriesDec 13
We're building systems that might look back at usMar 01
Pre-funding: the hidden infrastructure behind instant cross-border paymentsFeb 10
Float: the economics of money in transitFeb 05
The FX spread: how currency conversion actually works in international paymentsJan 28
Boring technology in high-stakes systemsJan 10